From protecting the building to protecting your directors, we build a coherent insurance programme tailored to the size, positioning and ambitions of your property.
Comprehensive hotel risk cover
A policy designed for hotel operations: it brings the risks of the building, furniture, stock and activity together in one readable programme.
In practice
Property: fire, water, theft, breakage
Business interruption after a loss
Valuables, stock and guests’ belongings
Employee benefits & staff
Your staff are your first resource. We structure compliant and attractive social cover, including for seasonal employees.
In practice
Occupational pension (BVG/LPP)
Accident insurance (UVG/LAA) and top-up
Sickness daily allowance and executive plans
Payroll management
We lighten your administration around social insurance and make sure your payroll statements are compliant.
In practice
Payroll statements and declarations
Social contribution checks
Liaison with fiduciary and pension funds
Public & professional liability
Liability insurance covers damage caused to third parties by the operation of the business: guests, visitors, suppliers.
In practice
Bodily injury and property damage
Damage to guests’ belongings
Defence against unfounded claims
Key person insurance
The death or incapacity of a key person can weaken the entire business. This cover protects cash flow and the transition.
In practice
Capital paid to the company
Funding of the transition
Reassures banks and partners
Directors’ & officers’ liability (D&O)
Directors can be held personally liable for management decisions. D&O covers the defence and, depending on the policy, any compensation.
In practice
Defence and legal costs
Claims by the company, shareholders or third parties
Protection of personal assets
Fire risk audit
An on-site audit to assess existing protections, reduce the likelihood of a loss and limit its consequences.
In practice
Site visit and equipment checks
Kitchens, technical installations, evacuation
Prioritised action plan
Cyber risks
Online bookings, payments, guest data: a cyberattack can paralyse operations. We assess your exposure and transfer it appropriately.
In practice
Crisis management and IT experts
Business interruption
Liability in case of data leaks
Comprehensive risk management
An overall view of your risks, of what is insured and of what can be reduced or retained – so you can decide with full knowledge.
In practice
Risk mapping
Prioritisation by impact and likelihood
Medium-term insurance strategy
Contract audit
We review your existing policies to spot gaps, overlaps and excessive premiums, then propose concrete improvements.
In practice
Critical reading of policies
Comparison with the market
Quantified recommendations
The information on this page is general in nature and does not replace personalised advice.
A question about your property’s insurance cover?
Let’s talk: we review your situation and reply to you personally.